If you live in a condo in Valdosta, your Condo Association probably provides some level of rudimentary insurance coverage. Typically, such coverage is limited to one of the following three types of policy:
- Coverage for the complex’s primary building and common areas
- Coverage for each building and for items within each unit considered to be property of the condominium complex
- Coverage for each building, each individual unit, and for any fixtures or improvements to the unit made by the occupant
Condo Insurance Liability Coverage
Condo Association coverage also typically features a small level of personal liability coverage. For most occupants, however, this coverage won’t offer sufficient protection against every possible liability.
For example, if a guest suffers an injury or property damage while in your condo, association coverage may not be sufficient to cover the damages—especially if you get sued. Additionally, condo occupants themselves get no coverage at all for injury or property damage. That’s why coverage is so important. Let us help you with your Valdosta Condo insurance policy.
Know Your Condo Association Coverages
If you’re a condo owner, it’s crucial to know the types and amounts of courtesy coverages provided by your condo association. Understanding those built-in coverages will help you make informed choices regarding condo insurance and the coverages you need to gain maximum protection.
Condo Insurance Protects Your Assets
For most people, buying a condo represents one of the largest investments they’ll ever make. You wouldn’t dream of carrying insufficient coverage on your house, and sufficient condo coverage is just as important. Without it, you stand to lose almost everything in a disaster. Like solid home insurance, a comprehensive condo policy protects your assets, allowing you to more-easily recover and get back to a normal life when disaster strikes. Don’t be caught off guard, get you Valdosta Condo Insurance today!
Condo Insurance Protects Your Assets
With sufficient condo coverage, you can protect your condo from fires, wind and hailstorms, lightning strikes, theft, and other events not covered by association coverage. Let Bledsoe Insurance, your Valdosta condo insurance expert, get you the coverage you need.
What Are Condo Insurance Exclusions?
As with home insurance policies, condo insurance doesn’t cover specific peril types:
- Earthquakes and mudslides
- Natural deterioration and neglect
- Birds, rodents, insects, and domesticated animals
Robinson Insurance: Making Comprehensive Coverage Comprehensible
If you already carry coverage from another auto insurance agency, you may not be sure what coverages you have, in what amounts, or understand how those coverages work. Your current auto policy may not provide you with the best or most appropriate coverages for your situation.
At Robinson Insurance Agency, we believe that a truly comprehensive car insurance policy is 100% comprehensible to the policyholder. We write each policy from that philosophy, but if you’re unsure about something, ask us. We’d even be happy to take a look at your current policy and see if you have appropriate coverage.
We’re here to answer your questions—all of them—because we want you to make informed decisions about car insurance. We won’t finalize any policy until we’re certain everything’s crystal clear.
For a Free Car Insurance Quote, Contact Robinson Insurance
Robinson Insurance offers free, comparative quotes on personal auto insurance from multiple insurance carriers, assuring you of the best possible rate. Want to see how much we can save you? For a free online auto insurance quote, just fill out the quote form on our Contact Page or call Robinson Insurance Agency today at (229) 244 7788!